We accept insurance assignment from the following:
- Excellus Blue Cross-Blue Shield
- POMCO (the insurance for the Carpenters, Plumbers & Pipefitters and Electrical Workers Unions)
- Smarthealth/Acension (the insurance for Lourdes Healthcare workers, also available to some military veterans)
- Worker's Compensation
- Liability Insurance (Policy for accident in home or at a business location)
- Auto Insurance.
For all other insurances payment is expected at the time of service and your insurance may reimburse you. If there are no out of network benefits and hardship, we will work with you to make care accessible.
Medicare covers 80% of the cost of a medically necessary spinal adjustment. Medicare's definition of necessary is 1: You have symptoms in the area of the spine adjusted 2: Those symptoms are interfering with your life, the activities you need or would like to do. 3: You are improving some within 2 weeks to 3 weeks. Once you have plateaued, or your symptoms are gone or are no longer interfering with your activities, care is considered maintenance and is not covered. NOTE: Medicare does not cover initial assessment, extra spinal adjustments, physiotherapy (massage, myofacial release, therapeutic exercise, mechanical traction, hot pack and cold pack applications, or X-rays ordered by the chiropractor).
For patients who have little or no chiropractic insurance coverage, flexible payment programs can be arranged. If you have no insurance or do not have chiropractic benefits there is still a way for you to receive the care you need. Many patients pay directly for care, as they discover chiropractic to be extremely cost-effective and affordable.
Our focus at North Endicott Chiropractic is to actively help you and your family in taking responsibility for your health, wellness, and disease management. We assist and guide you to take the time to care for the important people in your world: you and your family. In an effort to make living the wellness lifestyle as easy and affordable as possible, we can create a customized plan that is specific to you and your family.